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Honoring Black History Month and Beyond

Honoring Black History Month and Beyond

Black History Month is commemorated across the U.S. in February each year to celebrate the achievements, contributions, and rich past of Black individuals and communities.  The Origins of Black History Month Black History Month traces its roots to the first “Negro History” week established by Dr. Carter G. Woodson. Dr. Carter was a well-known author, scholar, and historian in his day. He earned his doctorate...

Why is Sitting the New Smoking?

Why is Sitting the New Smoking?

Smoking kills 500,000 people a year in our country, according to the American Lung Association. It is a tragedy, considering it is the number one preventable cause of death in the U.S. When people say, “sitting is the new smoking,” the words represent a feeling more than a statistical fact, but it is a valid problem.  How Much Do Americans Sit? The Centers for Disease...

When Should You Buy Life Insurance?

When Should You Buy Life Insurance?

There is no one-size-fits-all answer to the question, “When should I buy life insurance?” Let’s look at a few valuable guidelines to help you decide. Generally, buying a life insurance policy when you are young and healthy is recommended. There are multiple factors to consider in any case.  If You Buy Insurance While Young: Buying insurance when you are young and hopefully in good health...

Useful Apps for Tech-Savvy Seniors

Useful Apps for Tech-Savvy Seniors

People don’t go anywhere without their phones these days. Cell phones can provide critical assistance to seniors, regardless of their location. Protections are provided through certain “apps” or software applications. These helpful little programs are usually represented by a colorful tile or icon on your phone’s menu screen. Recent reports show that nearly 4,000 new apps are uploaded daily, but which ones are right for...

What You Should Know About E-commerce Business Insurance

What You Should Know About E-commerce Business Insurance

A brick-and-mortar establishment comes with known risks, but e-commerce has specific liabilities. Some are shared with traditional stores, but others are unique to online businesses. Business insurance tailored to meet the needs of your online operations can make all the difference when you face unexpected losses.  What is Covered in E-Commerce Business Insurance? E-commerce business insurance policies include:  General liability insurance Commercial property insurance Commercial...